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We are a professionally managed and meticulously run
single stop accounts, finance and insurance solutions
organization.Our strengths lie in knowing your needs
and tailoring solutionsas per assessment. Our approach
is thoroughly professional with a personal touch.
Once with you, we are always with you.

For Our

Services

For Our Values &

Philosophy

For

Contact Us

ABOUT Xperiants













We understand that in today’s competitive landscape strategic and timely financial advice is vital to personal or business interests. Our integrated approach combines skills to develop well rounded solutions to clients’ business or personal interests.

Xperients is an independent financial advisory unit floated by professionals, who have a collective experience of 50 years in the field. It has a list of clients over different verticals in the field of finance, accounts and insurance. The group of professionals also has a strong and a thorough knowledge of the profession of financial advisory.

Xperients has a long-standing relationship with the public sector companies, which ensures that our clients get true value for money services of late Xperiants has tied up with the Star Health Insurance to bring the best health related products to you.

Our customer service record is best in the business and we attend to each and every query from existing and prospective clients. Customer support is available on all week days. Special appointments can be scheduled for Sundays as well.

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Platform

Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?
Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?

Platform

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Platform

Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?


Information

N"At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat."

Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?
Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?

Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?

Information

N"At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat."

Our Services

Insurance
Investment Management
Finance management
Accounts Management

We help make strategic, informed and futuristic insurance decisions to maintain and secure long term growth and financial health for the client, family and business.Our expertise lies in protecting assets and let the client focus on core competencies to achieve personal and professional goals. We believe that intelligently structured product also helps in optimal wealth management without increasing the tax liabilities.

We deal in both Life Insurance and General Insurance products of public sector companies only. These companies prefer working with professionals who have long standing credibility, an in depth understanding of insurance laws and industry dynamics.

Our proficiency lies in:

Customization and structuring of products according to specific needs.

Timely insights on various industry perspectives.

Committed and high-quality service.



We have a special and focused approach towards life insurance. We adhere to core principles and create value propositions that bring maximum benefit to the client.Our suite of services includes long term care, disability insurance and annuities.

There are basically two types of policies: Whole Life and Term insurance

Whole life policy is a type of insurance that combines life coverage with an investment fund. In this policy, a fixed amount is paid on death and part of the premium goes to towards building cash value from the investments made by the company. The amount paid usually doesn’t change throughout the life of the policy.

Term policy has no investment component. The life coverage lasts for a time provided the monthly premium has been paid. As a young person, the premium is far less, which steadily increases as the age increases.

Out Life Insurance services cover:


Retirement planning

Family security

Replacement expenses

Replacement of income

Dream fulfillment


It is basically understood as non-life insurance.

We offer two types of insurances, which includes insurances for the individual and for business.

The individual insurance covers:


Motor insurance

Home insurance

Personal accident insurance

Health insurance.

Fire insurance (Commercial and homes).

Property

Health insurance (Group)

Package, construction and engineering insurance and miscellaneous.

Group Mediclaim

OMP - Overseas Mediclaim Policy

Health insurance is a must in today life when the hospital and medical expenses are hitting the roof. We give the best Health Insurance options for all age groups. We believe that investing in health insurance is investing good health and happiness.

The health cover insurance cover (from Star, India’s first health insurance company) starts at as low a rate as Rs3/- per day for individuals and Rs 11/- per day for family (couple and two children). We offer cashless treatment policy. There are policies for senior citizens without medical tests. There are options for heart patients as well as diabetics.

Star has India-wide network of 8000 hospitals and covers 400+ medical care procedures.

The rationale of our working is simple. We create an investment plan according to the needs of every client, the given time frame, and thereby, structure it in a way that is unique and individualized. While working an out an asset allocation strategy, we also consider the risk taking capacity of the client, short-term and long-term opportunities, taxation issues and costs involved. We ensure that each component (mutual funds, stocks, bonds, ETFs and commodities) are researched in order to fit the client portfolio. Our disciplined, cautious approach and informed decision tries to maximize returns and minimize volatility of the portfolios. One way of ensuring that is to implement diversification and create a balance across asset classes. Post investment, we consistently monitor and analyze the portfolio to ensure whether financial objectives are being met in light of changing needs.

This is necessary, because over time investor with long-term investment horizon may change his / her investment objectives and this, in turn means that currently held investor’s portfolio may no longer be optimal and even contradict with the new settled investment objectives. The last step is to measure the performance of the assets not only in the terms of growth but also the risk of the portfolio. It is important to point out that investment management process is continuing process influenced by changes in investment environment and changes in investor’s attitudes as well.

Finance is a necessity in modern day life be it for buying car, housing, commercial property and education or arranging for working capital. Often, necessary paper work and fulfilling other requirements make arranging loans in time a daunting task. We arrange hassle-free finance from banking sector and financial institutions at nominal rates of interest.

Housing

We provide services for loans to purchase house, construct and renovate a house.

Commercial property

We help arrange funds for the purchase of immovable property for commercial purposes.

Multi-purpose loans

We arrange term loans for multiple purposes including funding a business, meet wedding expenses or making excursions and trips, etc.


Personal loans - We facilitate unsecured personal loans at best rates of interest.

Loans against property - We facilitate secured loans against property at optimum rates of interest.

Loans against gold - This is a good proposition for quick release of loan amount. We have tie-ups with institutions providing loans against gold.

Loans against security - We arrange for loans against assets like stocks, bonds and fixed deposits.

We implement the various finance management techniques, using software and draw a report on the financial health of the organization periodically. These reports help the business owners to make critical finance related issues. We help in book keeping i.e making a record of assets, liabilities, income, expenses and equity as reflected in the ledger.

Our consultancy encompasses all three branches of accounting:

Financial Accounting

Cost Accounting

Management Accounting

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Our Values & Philosophy

Our ethics and commitment

Some of our key guiding business principles are:

Maximizing value and reducing expenses: We recommend only those policies to the clients that bring maximum returns with least cost. Our recommendations are also consistent with acceptable level of risk. We structure our policies as such that it substantially reduces commission, thereby, giving added benefit to the client.

Independence

We are free of any obligations to anyone other than our customers and clients.

Dealing with public sector companies only: It is our firm belief that only domestic public sector insurance companies provide products that best suit the client in the country.

Total disclosure: We ensure total disclosure of commissions, incentives and compensations before selling a product. This also rules out any future potential contention of interest.

Existing policies: One of our key strengths is to provide money saving decisions regarding existing policies, products and their applications.



CONTACT US

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Xperiants

 
Phones: +91 872 790 0166

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Please be advised that brokerage services described on this site and offered by Xperiants EAD, are not being offered within Canada or the United States and not being offered to U.S. and/or Canadian residents or citizens, as defined under applicable law.

The offering and/or sale of any financial products or services described within the website content of www.Xperiants.com, or any other form of promotional publication, are not intended to solicit or induce any person in any jurisdiction to whom it is unlawful to make such an offer, sale and/or distribution of such, including the US and Canada.

“U.S. Persons” are generally defined as a natural person, residing in the United States or any entity organized or incorporated under the laws of the United States. U.S. Citizens living abroad may also be deemed “U.S. Persons” under certain rules.

Xperiants EAD regrets any inconvenience this may cause and thanks you for your interest in our products and services.